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When does enrollment for health coverage begin?

The open enrollment period for 2019 begins on November 1, 2018 and ends on December 15, 2018. This is the only time period, until the next open enrollment period, when the majority of people will be eligible to enroll in coverage on the Marketplace. If you were enrolled in coverage on the Marketplace last year, you will likely be automatically re-enrolled in a plan. Even if this applies to you, you should still visit the Marketplace because the benefits, costs, and even the entire plan could have changed since last year.

How do I know if I can enroll in coverage outside of the open enrollment period?

You qualify to enroll in coverage outside of the Marketplace if you qualify for a special enrollment period or you are eligible for coverage under Medicaid or the Children’s Health Insurance Program (CHIP).

 Here’s a partial list of qualifying life events that may allow you to enroll in Marketplace coverage during a special enrollment period:

  • Losing your insurance coverage, such as Medicaid, COBRA, or job-based insurance.

  • Family events, including getting married, losing coverage due to divorce, or becoming a parent (these changes can also affect whether you can get financial help).

  • Becoming a lawfully present immigrant or citizen.

  • Permanently moving to a new state or area with different health coverage options.

For a complete list of qualifying events that will allow you to enroll in Marketplace coverage, visit Healthcare.gov.