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Need Health Insurance?

Need Health Insurance?

Planned Parenthood can help you enroll in health insurance every step of the way!

Free One-on-One Help

Planned Parenthood offers one-on-one enrollment help with certified Marketplace Assisters. To schedule your free appointment, call 314-531-7526 ext. 358 (St. Louis area) or 417-883-3800 ext. 817 (Southwest Missouri) or find enrollment help in your zip code.

Open Enrollment is over! To get health coverage through the Marketplace during the Special Enrollment Period, you must have a qualifying life change.

How Do I Enroll?

  • Planned Parenthood's certified Marketplace Assisters will help you enroll for free. Call 314-531-7526 ext. 358 or 417-883-3800 ext. 817 to schedule an appointment with one of them today.
  • Online at www.healthcare.gov
  • On the phone by dialing 1-800-318-2596

Schedule an Appointment Online

You can also schedule an appointment with one of our Assisters online. Click "Schedule Now" to get started.

Schedule Now
core health insurance benefits, laboratory services, free preventive and wellness services, pediatric services, abulatory patient services, prescription drugs, rehabilitative services and devices, emergency services, hospitalization, pregnancy, maternity,

I Am Young and Healthy. Why Should I Get Health Insurance?

I Am Young and Healthy. Why Should I Get Health Insurance?

  • Getting sick or injured can happen to anyone at anytime
  • The average cost of an emergency room visit is $2000.
  • Insurance gives you free preventative care including birth control and annual check-ups at the doctor keep you healthy
  • If you can afford health insurance but choose not to buy it, you will have to pay a fee when you file your taxes ($695 or more per uninsured person per year).

What is the Medicaid Gap? What if I'm in it?

Unfortunately, Missouri did not pass Medicaid Expansion. That means that some Missourians make too much to get insurance through Medicaid, but don’t make enough to get federal financial help to buy insurance through the Marketplace. They fall in a coverage “gap.”

If you live in St Louis City or County, a Planned Parenthood Navigator can help you apply for Gateway to Better Health, a program designed to help people in the Medicaid Gap get health care.

If You're in the Medicaid Gap

If you are in this situation, you will not have to pay the penalty for going without insurance. Contact a Planned Parenthood Navigator for more information about how to file for a penalty exemption.

Contact a Navigator

What Are My Options If I Am Under 26?

Children can stay on their parent’s health insurance plans until they turn 26. It does not matter if you are married, living with your parents, in school, claimed as a dependent, or eligible to enroll in your own employer’s plan.

However, your parents are not required to cover you. If you do not have coverage through your parents, you may be eligible to buy a plan through the Marketplace.

Where Can I Go For Care?

Each plan has different in-network providers and hospitals which can have lower costs than out-of-network providers

A Marketplace Assister can help you find a plan that covers a doctor and hospital near your home. You can also go to your plan’s website or call the customer service number on your insurance card to find a covered provider in your area.

Insurance companies that offer plans through the Marketplace include:

  • Anthem/Blue Cross Blue Shield
  • Centene
  • Cigna – available in St Louis only
  • You can also apply for Medicaid or CHIP (MO HealthNet or MO HealthNet for Kids) through the Marketplace.

At this time Planned Parenthood cannot accept:

  • Coventry Carelink
  • At our Springfield and Joplin health centers, Blue Cross/Blue Shield HMO and PPO plans (including ACA plans)
  • We accept Anthem at our St. Louis sites only
health insurance enrollment

Planned Parenthood accepts the following insurance:

  • Aetna
  • Anthem Blue Cross Blue Shield PPO
  • Blue Cross Blue Shield Federal
  • Cigna
  • Coventry PPO
  • Harmony
  • Healthlink
  • Healthlink State of Illinois
  • Illinois Department of Public Aid
  • Medicare IL-NGS
  • Meridian
  • Molina
  • United

We accept many private and marketplace insurance plans. If you don't see your insurance listed, please call us at 314-531-7526 to confirm whether or not your plan is accepted.

Please contact your health insurance provider if you are unsure what services your insurance covers and what, if any, costs you are responsible for.