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We accept many New Jersey Medicaid and commercial insurance plans. Please bring your insurance card(s) to your visit.  If you have questions about insurance, or to make an appointment, call us at 1-800-230-PLAN.

Commercial Insurance

PPNCSNJ accepts many forms of health insurance (see below) and will bill insurance companies as a courtesy to our patients. However, it is the responsibility of patients to determine whether our health centers accept their health insurance and the services covered by their policy. Patients will be billed for any outstanding balance not covered by insurance.

For more information about surprise bills, or to contact our Billing Department, please review our Surprise Bill Policy.
Your Rights & Protections Against Surprise Medical Bills

The commercial insurance plans we accept are:

  • Aetna (including Meritain, Trustmark, and 1199SEIU plans)
  • AmeriHealth & AmeriHealth Administrations
  • Anthem BCBS
  • Cigna
  • Emblem Health
  • Horizon Blue Cross Blue Shield (note that federal plans with ID numbers beginning with the letter R do NOT offer coverage for abortion services)
  • Independence Blue Cross
  • Oxford
  • QualCare
  • United HealthCare
  • United HealthCare Student Resources (academic year must be current)

The New Jersey Medicaid plans we accept are:

  • Medicaid
  • Aetna Better Health
  • Amerigroup
  • Horizon NJ Health
  • Plan First (covers family planning services only - does not cover abortion services)
  • United Health Care Community Plan
  • Wellcare

We also accept Medicare if you have a secondary plan which is listed above.

If you are uninsured, you may qualify for a lower fee scale. 

We accept the following forms of payment:

  • cash
  • major credit/debit cards
  • money orders


Good Faith Estimate

Uninsured and/or self-pay patients are entitled to request a Good Faith Estimate in accordance with The Department of Treasury,  Labor and Health and Human Services.

The good faith estimate is an estimate and subject to change, the information provided in the good faith estimate are estimates and not the final overall total charges. Additional items and/or services that are not in the good faith estimate may be recommended by the rendering provider as part of the course of care, that must be scheduled separately and are not reflected in the good faith estimate. You have the right to initiate the patient-provider dispute resolution process if the actual billed charges are $400 more than the expected charges included in the good faith estimate. The good faith estimate is not a contract and does not require the uninsured (or self- pay) individual to obtain the items and services from any of the providers or facilities identified on the good faith estimate.
Good Faith Estimate Disclaimer


Last updated October 2023.

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