Need Insurance? We Can Help!

If you have questions or would like personalized help with enrolling in a health insurance plan, Planned Parenthood of Northern, Central, and Southern NJ has Health Insurance Assisters who can help. 

Our Health Insurance Assisters are available for in-person, phone, and virtual enrollment assistance sessions. 

Health insurance assistance from Planned Parenthood is completely free of charge.

Email us at [email protected] or contact one of our staff members to learn more.

You might be eligible for NJ FamilyCare (Medicaid) if you meet certain income requirements. You can enroll in NJ FamilyCare at any time of year. For information about health insurance through NJ FamilyCare, visit www.njfamilycare.org or call 1-800-701-0710.

If you are not eligible for NJ FamilyCare, you can learn more about affordable health insurance through Get Covered NJ, New Jersey’s official marketplace for health insurance. Through Get Covered NJ, you can browse for and compare health insurance plans, apply for coverage, and get answers to questions about insurance. You can learn more about Get Covered NJ at nj.gov/getcoverednj.

When you enroll in a health insurance plan, you have access to a “network” or list of health care providers that accept your health plan. If you have a provider you want to see, make sure they are on this list. If you want to come to Planned Parenthood for health care, look for a plan that includes us.

If you are eligible for NJ FamilyCare, you can apply at any time of year. To enroll in NJ FamilyCare, visit www.njfamilycare.org or call 1-800-701-0710.

If you are eligible for Get Covered NJ, you can apply during the Open Enrollment Period. The most recent Open Enrollment Period ended on January 31, 2024. However, if you experience certain life events, you may be eligible to enroll during the Special Enrollment Period, which occurs during the rest of the year outside of the Open Enrollment Period. Some examples of life events that may qualify you for a Special Enrollment Period are:

• Getting married
• Having a baby, adopting a child, or placing a child for adoption
• Having a change in income or household status that affects eligibility for premium tax credits or cost-sharing reductions (if already enrolled in coverage)
• Permanently moving to a new area that offers different health plan options
• Gaining citizenship
• Leaving incarceration
• Losing other health coverage (including job loss, divorce, loss of eligibility for Medicaid, expiration of COBRA coverage, aging out of a parent's plan, or a health plan being decertified). Note: loss of coverage does not include voluntarily quitting other health coverage or being terminated for not paying your premiums.
• A serious medical condition, an unexpected hospitalization, temporary cognitive disability, or other special circumstances that kept you from enrolling during the open enrollment period

If you are rejected for Medicaid, the denial may qualify you for a special enrollment period.

Most people who apply for health insurance will get financial help to lower the cost of their insurance plan. This is part of the law. The amount of financial help a person receives depends of a range of factors, including annual income and family size.

You may qualify for lower monthly premiums (payments) on a Get Covered NJ insurance plan if you meet certain income requirements.

If you don’t get insured, you might have to pay a fine during tax time.

Visit the Get Covered NJ or NJ FamilyCare websites to find out if you are eligible for financial help or how much you might pay for health insurance.

• A government-issued identification, such as a driver’s license, passport, or non-driver ID card
• Social Security number and date of birth for everyone in your household applying for coverage
• Employer and income information for every member of your household (from documents like last year’s tax returns, paystubs, or W-2 forms, and the name and address of any employers)
• A best estimate of your annual household income
• Tax filing status (Do you file taxes? If so, do you file them alone or with a spouse? How many dependents do you claim?)
• Policy numbers for other health insurance you or other family members may have
• If applicable, immigration number for any immigrant household members (e.g. green card number, employment authorization number)

If you have special circumstances, you might need additional documents to complete your health insurance application.

If you have questions or would like personalized assistance in enrolling in a health insurance plan, Planned Parenthood of Northern, Central, and Southern NJ has Health Insurance Assisters who can help. Our health insurance assistance services are completely free. Email us at [email protected] or contact one of our Assisters to learn more:

• Text or call 973-567-9152 for English
• Text or call 973-714-8061 for English or Español