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Make the most of your health insurance.

Insurance is confusing. Understanding how your policy works can help you get the most out of your coverage. If you have insurance, many of Planned Parenthood's services may be available with no out-of-pocket cost. With or without insurance, we're here to provide care, no matter what. 

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What can insurance cover?

Plans vary, but most cover a wide range of preventive care, like birth control and annual exams, without copay or deductible. You can read more about the types of services that are usually covered on the official HealthCare.gov website.

It's a good idea to contact your health insurance company directly to make sure the services you're interested in are covered. They can tell you if you'll need to pay for anything out-of-pocket.

Can I come to Planned Parenthood if I don't have insurance?

Planned Parenthood is here to provide care, no matter what. If you don't have insurance or are concerned about cost, you may qualify for low- to no-cost services.

Eligibility is based on factors like income, insurance status, and programs available at your local Planned Parenthood clinic. Our highly trained staff can help you determine if you qualify for no-cost birth control or low-to no-cost STD testing and other services.

Can Planned Parenthood help me get insurance?

Open enrollment for private insurance ended January 14, 2018. However, eligible people can sign up for Medical Assistance or MinnesotaCare (MNCare) at any time. People with a qualifying life event can also sign up.

Our certified Navigators can help you find out if you qualify for a Special Enrollment Period. You can read more about qualifying life events on the official HealthCare.gov website.

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What insurance does Planned Parenthood take?

Planned Parenthood takes most kinds of insurance, and we're almost always in-network.  We accept:

  • Aetna
  • Blue Cross Blue Shield
  • Blue Plus
  • Health Partners
  • Hennepin Health
  • Itasca Medical Care
  • Medica
  • Minnesota Medicaid
  • Patient Choice
  • Preferred One
  • Prime West
  • South Country Health Care
  • UCare
  • United Healthcare
  • WPS Medicare
What other payment methods does Planned Parenthood take?

In addition to insurance, Planned Parenthood accepts:

  • Cash
  • Checks
  • Credit cards (Visa, Mastercard, Discover, and American Express)
  • Flex Spending Account (FSA) cards
  • Money orders

In some cases we may be able to work with you to arrange a payment plan for certain services.

Do you know these insurance terms?

  • Copay: A set amount of money agreed upon by a patient and an insurnace company that the patient must pay out of pocket for medical services and prescriptions.
  • Deductible: A set amount of money that a person with insurance is required to pay for health care before their health insurance will start covering any costs.
  • In-network: Describes a health care provider (like a doctor or nurse) or service (like an x-ray) that's covered by your insurance plan. People who use an in-network provider pay a discounted rate.
  • Out-of-Network: Describes a health care provider (like a doctor or nurse) or service that’s not covered by your insurance plan. You may still be able to visit the provider or access the services but it will cost more than an in-network provider.
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Our Services

Planned Parenthood leads the country with the most up-to-date medical standards and guidelines in sexual and reproductive health care.

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Clinic Locations

We have 18 clinics across Minnesota, including eight convenient metro locations.

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In-network for Most Insurance Plans

Many of our services, like birth control and annual exams, are available without copay  or deductible.

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Learn about Low- to No-Cost Options.

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No-Cost Birth Control
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STD Testing and More

Looking for affordable health insurance?

Open enrollment for private insurance ended January 14, 2018. However, people with a qualifying life event and people eligible for Medical Assistance or MinnesotaCare (MNCare) can sign up at any time. Our certified Navigators can help you see if you qualify for a Special Enrollment Period.

Talk to a Navigator
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Planned Parenthood Minnesota,
North Dakota, South Dakota

Planned Parenthood providers are among the best-trained and most experienced in sexual health care. We’ve been helping people of all ages for over 100 years. We can help you, too.

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"We will make sure you leave our doors well informed and feeling independent and relieved about the care you received."

~Akia, Women's Health Nurse Practitioner and Manager