Planned Parenthood

Minnesota, North Dakota, South Dakota

Understanding Obamacare: The New Health Care Law

MNsure, Obamacare, the Affordable Care Act: We can answer your questions and help you enroll.

The new health care law means that millions of people will be getting insurance for the first time. Planned Parenthood accepts insurance and will continue to provide quality health care to women and men—whether or not they have insurance. For nearly 100 years, Planned Parenthood has provided reproductive care to people who need it, when they need it, no matter what—and that’s not changing.

PPcanhelp.pngMINNESOTA
Minnesotans interested in enrolling through MNsure can get help through a Planned Parenthood MNsure certified navigator. You can connect with a navigator by emailing getcovered@ppmns.org to set up a time to get questions answered and to enroll.

NORTH AND SOUTH DAKOTA
North and South Dakotans will enroll using the federal insurance marketplace called HealthCare.gov. If you have further question about how to get enrolled, you can call the federal customer service line: 1-800-318-2596. You can also email getcovered@ppmns.org and we can refer you to more information about how to enroll on the federal marketplace.

When can I enroll?
For most people, the first enrollment period for new insurance plans in the Marketplace ended on March 31, 2014. The next open enrollment period in the Marketplace will run from November 15, 2014 through February 15, 2015.

However, if you qualify for low-cost or free coverage through MinnesotaCare, Medicaid and CHIP, you are able to enroll at any point throughout the year.

>>Find out if you’re eligible for low-cost or free coverage using Planned Parenthood’s cost calculator

Those with a qualifying life event (like marriage, divorce, having a child, moving, losing coverage) may also enroll in a new plan prior to the next enrollment period.

What is the new health care law?
The health care law, sometimes called “Obamacare” or “The Affordable Care Act,” makes health insurance more affordable for millions of people. The law also includes new benefits for all Americans, like: you can stay on your parents’ health insurance plan until age 26, insurers can no longer deny you coverage if you have a pre-existing condition, women can get birth control free with no copay, and many more.

The law also states that most Americans must have health insurance starting in 2014. Most people who don’t get insurance will have to pay a fine, but millions of Americans will get help paying for their insurance plan. Minnesotans enroll in a new, affordable health plan using MNsure.org. North and South Dakotans use HealthCare.gov.

>>More info

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Understanding Obamacare - The New Heatlh Care Law