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Planned Parenthood

Delaware

Insurance & Payments

Frequently Asked Questions about Fees and Payments

What can I expect to pay for a visit at Planned Parenthood?
This depends on the type of health care you require and your health insurance carrier. If you do not have health insurance, we can offer you services based on our discount fee scale. Our patients find that Planned Parenthood health care fees are very reasonable, especially when compared to other doctors’ offices.

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What forms of payment does Planned Parenthood accept?

Cash, checks, money orders, and bankcards (debit or credit)

Can I use my health insurance at Planned Parenthood?
Yes! We welcome many major health insurance carriers for billing for female reproductive health services (GYN). You will be asked to present your insurance card and pay your co-pay at the time of the visit. Some health insurances will require you to notify them of a change in your GYN provider.

Which insurance plans does Planned Parenthood accept?
We accept many major insurance plans, as well as Delaware Medicaid. Here is a list of some of the insurance companies we work with:

  • Aetna
  • America’s Choice Provider Network
  • AIP
  • BCBS/Highmark of Delaware
  • Christiana Care Health System Quality Partners (available for Reproductive Health Care starting July 1st, 2014)
  • Cigna
  • Coresource
  • Coventry Health Care
  • Delaware Physicians Care
  • Diamond State Partners
  • Highmark Medicare Services
  • Horizon BCBS of NJ
  • United Healthcare Community Plan

If you'd like to know if we accept your insurance, please call us at 1 (800) 230-PLAN.

What if I can’t pay or do not have health insurance?
Planned Parenthood participates in a federal funding program called Title X (10); this program provides subsidized birth control, GYN care, and other reproductive health care for women who cannot pay full price. This program does not pay for abortion. To qualify, we ask all clients seeking services at Planned Parenthood to present the most recent four week snapshot of your income (such as recent pay stubs or, if you are unemployed, proof of your unemployment benefits or inability to work). This helps our staff determine what amount you can pay under Title X’s discounted fee scale.

How much does an abortion cost?
The fee for an abortion is $460 – $785, depending on gestation age of pregnancy and your desire for moderate sedation. Some private insurance will cover abortion services. The Justice Fund can provide some grant assistance for women receiving an abortion. Assistance is based upon financial status.

What is Title X and the discounted fee scale?
Title X is a federal program that guarantees a woman’s right to family planning services regardless of her ability to pay for them. The government provides money to family planning clinics, like Planned Parenthood, so that a woman who does not have health insurance can get care at reduced rates, or in some cases without cost, depending on her family income at the time of her visit. The fairest way for Planned Parenthood to provide services under Title X is to ask all potential patients seeking health care to provide proof of their income (such as pay stubs, child support, or proof of public benefits). This allows us to determine at what level you can pay on the discounted fee scale.

How often do Planned Parenthood’s fees change?
Planned Parenthood will be making changes to its fees as needed, in order to ensure that our fees provide the greatest advantage to all our patients. If you don’t have Medicaid or other health insurance, you may be eligible for a discount on your visit fees, depending on your income.

Could these changes affect how much I pay?
Yes. After you prove your monthly income, your discount may be larger or smaller than what you received on previous visits. These changes have been made to ensure that discounts are fair for all.. However, if your income falls within the Title X guidelines for a discount, you will receive your health care at a reduce rate.

Why do you ask for my proof of income, residency, and social security number?
Your income determines the Title X discount you will receive today fro all family planning services. By checking your income, along with asking a few other questions, we will ensure that you are receiving the largest discount possible.

What if I forget my income information at the time of my visit?
You will be seen by a health care provider. However, because we can’t verify your income, you will be discounted the smallest amount for today’s services. If you bring your family pay stubs anytime within the next 10 days, the appropriate discount will be calculated. A credit will be issued to reflect any difference between the amount you paid and the appropriate discount based on your family income.

Why does Planned Parenthood ask for payment at the time of service?
There are two reasons. First, it helps us keep costs down so we can continue to offer you affordable health care. Also, paying at the time of your visit ensures that you will not receive unwanted mail from us in the form of a bill.

Does Planned Parenthood accept donations?
Yes! Donations from patients are welcome and appreciated at the time of your visit. Your donations help us provide affordable health care to women, men, and teens who cannot afford to pay for all or part of their care. To make a secure donation online, click here

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Insurance & Payments