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Birth Control without Co-Pays Insurance Coverage

Volunteer Following passage of the Affordable Care Act, private health insurance plans will provide birth control and some additional preventive services without co-pays or deductibles. As a January 1, 2013, a large number of plans are now offering this new benefit. Some plans, however, will begin to offer this benefit over the next year.

Planned Parenthood Minnesota, North Dakota, South Dakota accepts most kinds of insurance and has payment options to meet patients' needs. Many Planned Parenthood health centers are open 7 days a week and offer evening hours.  Find a location near you, request an appointment online or call 1.800.230.PLAN to make an appointment.

If you have questions about the new birth control benefit, read our FAQ below:

Does my insurance company offer birth control without co-pays?
While many plans are now offering birth control without co-pays, some plans do not yet offer this benefit. To find out when your coverage kicks in, please call the member services number on the back of your health insurance card.


Is my birth control method free now?
Some brands and methods of birth control are covered without co-pays and some aren't. Health plans are allowed to limit free coverage to some generic drugs and devices. All other birth control options will continue to be available to you with co-pays. To find out what will be free and what won't, please call the member services number on the back of your health insurance card.

What other health services are covered?
The new law requires private insurance companies to cover a wide range of preventive services, including well-woman visits (Pap tests, cancer screenings, etc), diabetes screening, and prenatal care without co-pays. Just like the birth control benefit, these services are covered if you currently have private insurance and the details depend on your plan.

How can I get more information about my coverage?
The new law is historic, and millions of people will have access to health care because of it. But it's also complicated and confusing, like everything involving insurance. Call the member services number on the back of your insurance card or talk to your employer's benefits administrator about what is covered currently and when new benefits will be added. You can also visit www.healthcare.gov for information about benefits under the law and how they affect people in different states and circumstances.

What if you don’t have health insurance?
The new law only applies to people who currently have private health insurance. However, Planned Parenthood Minnesota, North Dakota, South Dakota offers high quality, affordable no-cost and low-cost care to eligible women in our region. Learn more about Planned Parenthood payment options.

Schedule an appointment today by calling 1.800.230.PLAN or request an appointment online.

 


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