Private Insurance

PPIL accepts the following private insurance plans:

  • Aetna PPO, HMO, POS
  • BCBS PPO
  • Beech Street
  • Cigna PPO
  • Humana PPO
  • Personal Care
  • PHCS/Multiplan
  • Unicare PPO
  • United Healthcare
  • Advocate IPA*
  • Northshore (formerly ENH)*
  • Midwest Physicians Group*

*HMO sites through BCBS or Humana. You are responsible for obtaining any referrals or prior authorizations before your appointment.

PPIL will submit claims on your behalf to your insurance company. You are responsible for your co-payment at the time of the visit. You are also responsible for all services not covered, co-insurance and unmet deductibles.

Any remaining balances will be communicated to you via a billing statement by mail after we have received a response from the insurance carrier. For questions about specific charges covered by your insurance, you should contact your insurance carrier directly.

Please understand that we cannot guarantee confidentiality when using insurance. The policy holder will receive all explanations of benefits. Therefore, if you are a dependent or a spouse under some else’s policy, your confidentiality is not guaranteed. 

Non-Participating Plans

PPIL reserves the right to reject insurance plans not listed above. If this is the case with your insurance, PPIL may ask for payment in full at the time of the visit. It will be up to you if you would like to submit the receipt to your insurance carrier. We will still verify the coverage and determine the best benefit for PPIL. You are encouraged to contact your insurance carrier for detailed coverage.


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